Effective Date and Acceptance

Effective as of: July 4, 2025
Last updated: July 4, 2025

By accessing or using BankOfCanadaOdds.com, you agree to be bound by these Terms of Service. These terms apply to all users, including visitors, subscribers, and content contributors. If you do not agree, you must not use the site.

Use of Our Website

We provide this platform to help Canadians understand Bank of Canada rate forecasts, historical data, and how our methodology works. While we strive to keep our data accurate and up to date, we do not guarantee that every data point is error-free. Therefore, please use this site as a reference and not as a substitute for professional advice.

You may not use our site to post or transmit any content that is harmful, illegal, misleading, or that infringes on the rights of others. In addition, we reserve the right to restrict access to the site if terms are violated.

User Responsibilities

You are responsible for ensuring that any information you provide to us—such as your email address for alerts—is accurate and current. If your access to our site is revoked, you may no longer use any of the data, tools, or content for commercial purposes unless explicitly permitted in writing.

Intellectual Property

All content, branding, charts, visuals, and original analysis published on BankOfCanadaOdds.com are owned or licensed by us. This includes logos, graphics, text, and layout. You may not copy, modify, or republish any part of the site without prior written permission, except as allowed by law.

However, you are welcome to share links to our content on social media or in educational settings, as long as proper credit is given.

Third-Party Services

Some sections of our website may use third-party tools or integrations such as Google Analytics or Mailchimp. These services may have their own terms and privacy policies. While we choose these providers carefully, we are not liable for their actions.

Therefore, we encourage you to read their respective terms to understand how your data may be handled. You can also review our full Privacy Policy.

Limitations of Liability

We make no warranties, expressed or implied, about the availability, reliability, or accuracy of content found on BankOfCanadaOdds.com. To the fullest extent permitted by law, we disclaim liability for any damages arising from your use—or inability to use—our website and services.

For example, if you make a financial decision based on one of our charts or insights, we are not liable for the outcome.

Termination

We reserve the right to suspend or terminate your access to the site at our discretion, with or without notice, especially in cases of abuse or violation of these terms. Furthermore, any provisions that would reasonably survive termination—such as intellectual property rights and disclaimers—shall remain in effect.

Governing Law

These Terms of Service shall be governed by the laws of Ontario, Canada, without regard to conflict-of-law principles. Any disputes will be resolved in the provincial courts of Ontario.

Updates to These Terms

We may revise these Terms of Service at any time. When we do, the updated date at the top of this page will reflect the change. Continued use of the website after any update indicates your agreement to the new terms. For this reason, we recommend checking this page regularly.

Contact Us

If you have any questions or concerns about these terms, please contact us at: 📧 [email protected]